Why Our Overhead Expense Coverage is Tough To Beat
Our Overhead Expense policy stands up to the competition where it counts - with a 30 day elimination period*. When you discuss individual DI with your clients, it often makes sence to use a 90 day elimination period, but the needs of a business owner are quite different.
When a business owner becomes disabled, monthly business expenses usually remain the same, that is- if they don't increase to cover the cost of a replacement. He or she may be forced to tap into personal savings- money that is probably needed to support the household during a disability- to meet the monthly expenses to keep the business up and running.
Waiting 90 days just does not make business sense. That's why we made sure that our OE is priced best where it counts, with a 30-day elimination period. The following chart represents just how well we stack up against 3 of our top competitors.
When a business owner becomes disabled, monthly business expenses usually remain the same, that is- if they don't increase to cover the cost of a replacement. He or she may be forced to tap into personal savings- money that is probably needed to support the household during a disability- to meet the monthly expenses to keep the business up and running.
Waiting 90 days just does not make business sense. That's why we made sure that our OE is priced best where it counts, with a 30-day elimination period. The following chart represents just how well we stack up against 3 of our top competitors.
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