Business Overhead Expense Announcement

We are pleased to announce an underwriting enhancement related to Guardian and Berkshire's Professional Overhead Expense insurance. Guardian will now offer up to $10,000 a month of POE with no financial documentation required for your business owner clients.

While personal disability insurance is there to protect your clients income, your business owner clients may also need to protect the viability of their business during a long term disability. Professional Overhead Expense will reimburse your business owner clients for their deductible overhead expenses during a claim up to the maximum monthly benefit so that they can have a business to come back to after they recover from a disability. Employee salaries, rent, insurance premiums, utilities and other deductible overhead expenses can add up quickly during a disability and Berkshire's POE policy is an excellent choice to solve this issue for your clients.

Now it is easier than ever for your small business owner clients to obtain this valuable insurance. Call our office toll free at 888-513-2300 for a quote, or request a quote on-line.