Guardian Disability Insurance Brokerage

DISABILITY INSURANCE FOR CONSUMERS
TALK TO US
Toll Free @ 888-513-2300

GUARDIAN DISABILITY INSURANCE INFORMATION

Specific Causes Of Disability Insurance Claims

CDA 2010 Long-Term Disability Claims Survey Disability Claims by Diagnosis

% of New and Existing LTD Claims
2008 2009
Claim Diagnosis Category New* Existing* New* Existing*
Musculoskeletal/Connective Tissue 25.5% 28.2% 26.2% 28.5%
Nervous System-Related 6.6% 13.7% 6.7% 13.7%
Cardiovascular/Circulatory 8.6% 13.2% 8.9% 13.1%
Cancer and Neoplasms 14.9% 8.1% 15.3% 8.4%
Injuries and Poisoning 10.7% 7.2% 8.8% 7.2%
Mental Disorders 7.4% 7.1% 7.8% 7.2%
Respiratory System 2.1% 3.0% 2.2% 3.0%
Symptoms, Signs and Ill-Defined 3.2% 2.5% 3.5% 2.7%
Infections and Parasitic Diseases 1.2% 2.5% 3.5% 2.7%
Digestive System 1.2% 2.5% 1.2% 2.4%
Endocrine, Nutritional and Metabolic
Diseases, and Immunity Disorders
1.2% 2.2% 1.3% 2.1%
Genitourinary System 2.0% 2.0% 2.1% 2.0%
Complications of Pregnancy,
Childbirth and the Puerperium
7.3% 1.1% 7.5% 1.4%
Skin and Subcutaneous Tissue 0.8% 0.9% 0.8% 0.9%
Congenital Anomalies 0.5% 0.9% 0.4% 0.9%
Blood and Blood-Forming Organs 0.2% 0.2% 0.2% 0.2%
Other 5.3% 5.0% 4.5% 4.1%
Total 100% 100% 100% 100%


Call 888-513-2300


*"New" claims are those approved in the survey year; "existing" claims are ongoing but approved in prior years. Source: The 2010 Long-Term Disability Claims Review.
Site Map Glossary Contact Us

Financial Balance Group LLC is a general agency of The Guardian Life Insurance Company of America, NY, NY. Guardian Disability Insurance Brokerage is the brokerage arm of Financial Balance Group LLC. Disability insurance agent information provided on this web site is for broker use only. For important information about the disability insurance products and insurers discussed on this page, as well as information concerning Guardian Disability Insurance Brokerage or the General Agency representing Guardian, please click here.
Copyright Steven L. Crawford (General Agent).
Privacy Notice Disclaimer