Guardian Disability Insurance Brokerage

Physician Disability Insurance

How Do I Get A Berkshire Disability Insurance Policy To Protect My Medical Specialty?

Berkshire's ProVider Plus has been the number one selling individual non-cancellable disability insurance policy for several years*. Select your medical specialty from the list below to learn more about how Berkshire's policy can protect you in your own medical specialty.

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What Makes Berkshire An Excellent Choice For Physicians?

There are several reasons physicians choose to have their incomes protected by Berkshire:

• Own-Occupation Definition of Total Disability To Age 65 or 67 Regardless of Medical Specialty
• Medical Specialty Language In The Definition Of Total Disability
• Competitive Pricing For Medical Professionals
• No Limitations on benefits payable for disabilities caused by mental/nervous and/or substance-related disorders**.
• Optional Graded Lifetime Benefits for Benefits Beyond Age 65/67.
• Recovery Benefit up to the Benefit Period through Residual Disability Rider.
• Residual Disability Rider Starts At Only 15% Loss Of Income.

Feel free to contact one of our disability insurance specialists from 9-7 EST at 888-513-2300. ProVider Plus really may the be the best individual disability insurance policy a physician or dentist can own today.

*Source: 2010 LIMRA International U.S.Individual Disability Income Insurance Annual Review Report, based on annualized premium.
** Tweny-four month mental and/or substance-related disorders limitation is included on all policies issued to anesthesiologists/anesthetists (MD, DO), emergency room physicians, pain management physicians, and nurse anesthetists. Limitation also applies to all new policies issued in the states of California and Florida. The limitation does not apply to policies as a result of a future increase option or future purchase option where the policy from which the option is exercised does not contain such a limitation. The limitation does not apply to any policies issued in the state of Vermont, regardless of occupation.

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