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Pathologist Disability Insurance

You understand something better than most, a disease does not care what you do for a living. Cancer will strike a pathologist just as easily as it will a plumber. Twenty years has given medicine the opportunity to help many more people survive some of the diseases that used to be a death sentence, and while that is great news, it has also resulted in an even greater need for people to own a disability insurance policy to protect their income.

Why Pathologists Choose Guardian and Berkshire for DI

Berkshire has one of the most comprehensive definitions of total disability a pathologist can have. The ProVider Plus policy is one of only two policies in the industry to contain medical specialty language in the definition of total disability. It is own-occupation disability insurance to age 65 or 67, and provides pathologists with the ability to extend the benefit for life with an optional rider. Non-Invasive or non-surgical pathologists also receive some of the best rates Berkshire offers physicians because you are in occupational class 4M. Class 4M rates receive the same benefits as a physician in class 3M, however the rates are lower. Invasive or surgical pathologists are in occupational class 3M.

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Call 888-513-2300

You see everyday the diseases that could cause somebody to be unable to perform the material and substantial duties of their occupation. You also see how a disease will hit anybody regardless of what they do for a living, how much money they make, or even how healthy their lifestyle is. Owning a personal disability insurance policy is a necessity today, and if you have not purchased your own yet, choosing a policy from Guardian and Berkshire is an excellent choice.

Guardian's Competitive Advantages for Pathologists

There are several features to Berkshire's ProVider Plus disability insurance policy that stand out from the competition. It is our belief that no other disability insurance policy on the market can say they offer more comprehensive protection for a pathologist than Guardian.

Most Competitive Features:

Medical Specialty Language In The Definition of Total Disability
Own-Occupation To Age 65 or 67
Graded Lifetime Indemnity for Total Disability Rider
Recovery Benefits For Up To The Entire Benefit Period If The Loss Is At Least 15%
Residual Disability Rider Starts at 15% Instead of 20% Loss Of Income
Residual Disability Rider Does Not Require Loss of Time or Duties

Thank you for taking the time to review our web site. If you would like to speak to a disability insurance specialist please call our office today. The toll free phone number is 888-513-2300, or you can request a quote which will be completed for you the same business day.

Request a Quote

Call 888-513-2300

Financial Balance Group LLC is a general agency of The Guardian Life Insurance Company of America, NY, NY. Guardian Disability Insurance Brokerage is the brokerage arm of Financial Balance Group LLC. Disability insurance agent information provided on this web site is for broker use only. For important information about the disability insurance products and insurers discussed on this page, as well as information concerning Guardian Disability Insurance Brokerage or the General Agency representing Guardian, please click here.
Copyright Steven L. Crawford (General Agent).

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