Guardian Disability Insurance Brokerage

Disability Insurance for Radiologists

Not all radiologists have the same disability insurance needs. Invasive and diagnostic radiologists have different recognized specialties. Berkshire's definition of total disability clearly states that if you have limited your occupation to the performance of the material and substantial duties of a single medical specialty, we will deem that specialty to be your occupation. As a radiologist, own-occupation with medical specialty language is really the only way to go for disability insurance coverage.

This is one of the best definitions of total disability available to a radiologist.

Berkshire also offers diagnostic radiologists an occupational move-up option if you have been in practice for 5 years to occupational class 5M. This would result in a lower annual premium for you if you have been in practice for 5 years.

Berkshire's ProVider Plus Form 1400/1500 policy for both occupations is non-cancellable and guaranteed renewable to age 65 or 67. This means the rates are fixed to age 65 or 67, and we cannot drop your coverage as long as you keep paying the premiums.

We encourage you to request a quote so we can have the opportunity to work with you. Please clearly identify yourself as being an invasive, or diagnostic radiologist when you request a disability insurance quote.

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