Guardian Disability Insurance Brokerage

Physician Disability Insurance

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What Makes Berkshire An Excellent Choice For Physicians?

Berkshire's ProVider Plus has been the number one choice for individual non-cancellable DI for several years*. There are several reasons physicians choose to have their incomes protected by Guardian and Berkshire:

• Own-Occupation Definition of Total Disability To Age 65 or 67 Regardless of Medical Specialty
• Medical Specialty Language In The Definition Of Total Disability
• Competitive Pricing For Medical Professionals
• No Limitations on benefits payable for disabilities caused by mental/nervous and/or substance-related disorders**.
• Optional Graded Lifetime Benefits for Benefits Beyond Age 65/67.
• Recovery Benefit up to the Benefit Period through Residual Disability Rider.
• Residual Disability Rider Starts At Only 15% Loss Of Income.

Feel free to contact one of our disability insurance specialists from 9-7 EST at 888-513-2300. ProVider Plus really may the be the best individual disability insurance policy a physician or dentist can own today.

*Source: 2010 LIMRA International U.S.Individual Disability Income Insurance Annual Review Report, based on annualized premium.
** A 24-month mental and/or substance related disorders limitation is included on all ProVider Plus Policy Forms 1400, 1500, and 1600, issued in the states of California and Florida, as well as to applicants in all other states in the following occupations: Anesthesiologists/Anesthetists (MD or DO), Certified Registered Nurse Anesthetists (CRNAs), Emergency Room Physicians, Pain Management Physicians, as well as Medical Residents declaring any of these physician specialties. State variations may apply.

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