Dermatologist Disability Insurance

Guardian and Berkshire Life offer dermatologists own-occupation disability insurance with medical specialty language in the definition of total disability to age 65 or 67. The ProVider Plus disability insurance policy provides you with some of the most comprehensive levels of income protection a dermatologist can have. When you request a disability insurance quote from our web site, one of our specialist will custom design a proposal containing medical specialty language for your specialty.

Request a Quote

Disability Insurance for Dermatologists

There are many choices for income protection, you can purchase a disability insurance plan through an association, secure a group LTD plan through a company or hospital, or own your own personal disability insurance policy. If you want the most comprehensive level of income protection available the answer is owning an individual disability insurance policy. Guardian's policy offers you income protection to the age of 65 or 67 with medical specialty language, so if you have limited your occupation to the performance of the material and substantial duties of a single medical specialty and due to illness or sickness could no longer perform the material and substantial duties of your medical specialty, Guardian would pay you 100% of your total disability benefit to age 65 or 67, or until you recover. You have trained a long time to do what you do, this is the best way to protect that investment.

There are many reasons for you to choose a Guardian disability insurance plan over any other choice. We are curently one of two carriers on the market offering own-occupation disability insurance for dermatologists with medical specialty language built into the contract. The residual disability rider offers you an unlimited recovery benefit because it does not require a loss of time or duties during a claim. Guardian is one of the only carriers on the market to offer you an own-occupation disability insurance policy with medical specialty language built into the policy, and a recovery benefit for up to the entire benefit period. These, in our opinion, are the two most important features a physician can have on their disability insurance policy.

Our agency does an excellent job of securing you the best coverage, at the lowest possible rate. There are many ways that you can secure a policy from Guardian at a discounted rate. We have a very comprehensive list of associations throughout the country, and if you are a member of one of the associations that has endorsed Guardian's disability insurance policy you can obtain this policy with a 10% discount.

There is also a way to set up disability insurance using an employer-sponsored discount through your company or hospital. If your company or hospital sponsors Guardian's product, all employees are able to buy this coverage at a discounted rate. Many hospitals throughout the country have endorsed this plan for all of their employees.

Request a Quote

*see disclaimer link below for policy forms and exclusion information.