- The main product our agency sells is the ProVider Plus disability insurance policy. For white collar occupations we believe no product offered today compares. Our agency has yet to see a disability insurance policy offered by any other company in the insurance industry that has better benefits. A disability insurance policy is a legal contract, and it is an extremely detailed contract. This is not a life insurance policy that you can simply shop for based upon the cheapest price, every disability insurance policy is different, and pays based upon the definitions within the legal contract. We believe the Provider Plus disability insurance policy is the most comprehensive individual long term disability insurance policy available on the market today, and that no other company can say they have a more comprehensive level of coverage for professionals. If you take ten minutes to truly understand the provisions that make up a disability insurance policy, you would most likely not choose any other policy.

- We understand that sometimes you would like to have a local agent handle your insurance coverage. Understand that your average insurance agent may write 2 or 3 disability insurance policies a year, frankly there are very few people who do this for a living. Most financial planners make the majority of their money from life insurance and investments, not from disability insurance. Our office writes more disability insurance in a week than most financial planners write in a career. Who would you like handling your disability insurance application? Who would you like helping you during a disability insurance claim? Our two top agents were the number 1, and number 11 producers for Guardian nationwide in 2003. Our agents have been referenced in disability insurance articles in CNN-Money Magazine, The Wall Street Journal, CBSMarketwatch.com and Financial Planning Magazine. Quite frankly this is what we do for a living, disability insurance is not something that should be taken lightly, you should work with disability insurance specialists that know all of the details. Your entire financial stability is based upon your continued ability to produce an income, we would recommend working with people who do this everyday.

- Our agency makes purchasing disability insurance as easy a process as it can possibly be. Once you request a disability insurance quote from our web site, everything can go as quickly or as slowly as you would like. Our disability insurance agents provide you with everything you could possibly need to evaluate a policy, and make a decision on your own. This is an extremely high volume disability insurance agency, we don't bug you or call you during dinner. Our office is open from 9-6 EST, and we generally check e-mail all day long. The resources we offer people who have requested quotes are available 24/7 online, however many of the resources are only available to people who have requested a disability insurance quote.