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Disability insurance is a financial product that every independent consultant needs to have. You are your only source of income, and if you are unable to perform because of a sickness or injury, disability insurance just may be your only source of income to support yourself and your family. Corporations usually offer a long term disability benefit to their employees, when you are on your own an individual disability insurance policy is the only product that can protect your ability to bring home an income every month.
| The ProVider Plus is one of the most sought after disability insurance products on the market today by white collar professionals. It does an excellent job of protecting the needs of a self employed individual with a pure own-occupation definition of total disability, a residual disability rider that offers a recovery benefit for the entire benefit period, and several other features geared towards a self-employed professional. |
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What does disability insurance do for you?
Disability insurance gives you and your family piece of mind. The odds of you suffering a long term disability are much greater than you think. As a consultant you rely on your own ability to generate revenue, and to bring home an income. If you are unable to do what you do, there simply is no safety net other than a disability insurance policy to make sure you can maintain your existing lifestyle.
So what is it that disability insurance does? Disability insurance is a product you need to own to protect yourself against an unexpected instant retirement.
| Possible Discounts for Independent Consultants |
| Preferred Risk - 5% off |
| Non-Tobacco User - 15% off |
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