Disability Insurance for Registered Nurses

In the event of such sickness or injury it is important to have a quality individual disability insurance contract that will ease your financial burden and help you to maintain your lifestyle. Berkshire Life Insurance Company of America offers those in the nursing field a disability insurance product which helps to protect nurses in their own-occupation.

How many times have you treated a person with a possibly disabling injury or sickness? How many of those people do you think purchased a disability insurance policy which would help them meet their financial obligations while they were unable to work? There are probably fewer then you think.

Disability insurance protects your most valuable asset: your income. If you are unable to work, how will you pay your monthly bills and maintain your lifestyle? The answer is a individual disability plan. A Berkshire disability insurance policy purchased on an individual basis enhances your ability to protect your income. In addition, Berkshire offers several features unavailable with other carriers:

1. Berkshire offers a true own-occupation definition of total disability. Your group policy, as well as many other individual disability carriers, are unable to provide this.
2. All of Berkshire's disability insurance contracts are non-cancellable and guaranteed renewable to age 65 or 67. Simply stated, your premiums and benefits are locked in for the duration of the contract and cannot change as long as you pay your premiums. Your group or current individual plan may allow for the insurance company to increase your premium rates from year to year.

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