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Optometrist Disability Insurance
 

You spend your day diagnosing vision problems and eye diseases. I am sure you see many people on a daily basis with diseases like diabetes and high blood pressure, all of which potentially lead to a disability. We're not going to spend time here trying to explain the need for individual disability insurance to you.

ProVider Plus* is one of the strongest individual disability insurance policies on the market today. Berkshire Life Insurance Company of America has designed this plan for the white collar market, and the vast majority of their policyholders are in the medical field. ProVider Plus is a Non-Cancelable and Guaranteed Renewable contract with a pure own-occupation definition of total disability to age 65 with medical specialty protection. Quite frankly, there is no other policy that contains a more liberal definition of total disability in the individual disability insurance marketplace.

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According to our studies, roughly 66 percent of optometrists are self-employed. Which means you have several risks when it comes to a disability. You have to concern yourself with your personal income protection, as well as your business income during a potential time away from work. Berkshire offers Professional Overhead Expense disability insurance policies for the self-employed that will help to make sure there is a business to return to after you recover from a disability insurance claim.

You have spent 4 years as an undergrad, followed by a 4 year post-bacculaureate to earn your O. D. There is a lot of time and money invested in your profession, we believe you should own an individual disability insurance policy that protects your specialty in optometry to age 65. Request a disability insurance quote today to make sure that your income is protected in the event of a long term disability.

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