Reality of a Disability Insurance Claim

DISABILITY INSURANCE FOR CONSUMERS

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GUARDIAN DISABILITY INSURANCE INFORMATION

The Reality Of Disability

Your income does two things for you. It provides today's basic necessities and luxuries as well as serves as the foundation of your future plans. As long as you have the ability to earn an income, you are able to accumulate assets.

The graph below shows what your reality may look like in the event of a disability— if you do not already own disability insurance. Remember that you can only buy disability insurance while you are still healthy. Once a sickness or injury occurs you can no longer get a personal disability insurance policy to protect you and your family.

But what would happen if a disability should strike?

Your need for the basic necessities of life would continue.
Plans for retirement, children's education, etc. would have to be put off, if not forgotten altogether.
You would have to do without luxuries, yet would still be obligated to meet such fixed expenses as mortgage, car and credit card payments.

Disability Insurance Statistics

Financial Balance Group LLC is a general agency of The Guardian Life Insurance Company of America, NY, NY. Guardian Disability Insurance Brokerage is the brokerage arm of Financial Balance Group LLC. Disability insurance agent information provided on this web site is for broker use only.
Steven L. Crawford (General Agent). (c) Guardian Disability Insurance Brokerage 2000.

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