DISABILITY INSURANCE FOR CONSUMERS
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GUARDIAN DISABILITY INSURANCE INFORMATION

Guardian Disability Insurance Specimen Policy

An individual long term disability insurance policy is a legal document, and everything you think you have coverage for must be written into the actual disability insurance policy. If you think you see something on a proposal, or an agent tells you something, it is not a fact until you see it in your physical disability insurance policy. The policy is the legal document, and you only have coverage that is outlined in the disability insurance policy. Our agency provides you with a sample disability insurance policy for download here, feel free to print it and spend a lot of time reviewing it. We believe that once you understand how the ProVider Plus disability insurance policy pays a claim, you would not choose any other coverage. This is the policy that sells itself, so take some time to review it here.


There are several areas we encourage our customers to pay close attention to when reviewing a specimen disability insurance policy; Renewability, Definition of Total Disability, The Residual Disability Rider and Cost of Living Adjustment. If you would like some additional information to help you understand what some of the language within the policy means during a claim, The ProVider Plus Brochure does an excellent job of illustrating The Provider Plus disability insurance policy strengths.
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Financial Balance Group LLC is a general agency of The Guardian Life Insurance Company of America, NY, NY. Guardian Disability Insurance Brokerage is the brokerage arm of Financial Balance Group LLC. Disability insurance agent information provided on this web site is for broker use only.
Steven L. Crawford (General Agent). (c) Guardian Disability Insurance Brokerage 2000.
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