Everybody has their own reason for purchasing individual disability insurance. The following is an anonymous list of reasons why people want to get their own disability insurance policy. This is an automated list that will change constantly. We think it is a great way for people to really personalize this type of insurance, and to expand the way they are thinking about this type of coverage. Whether you are an insurance agent, or somebody thinking about getting a policy for yourself, spend some time on this page every once in awhile and you will really understand the need for a personal disability insurance policy.