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Disability Insurance Company Information Articles


Provider Choice Disability Insurance
by Steven Crawford

Income protection... Designed for value. Built for flexibility. Helping you live confidently on your terms. Help Secure Your Path to the Future You’ve invested a lot of time and money to get where you are now. Your income makes the life you enjoy possible, paying for day-to-day expenses as well as …

How to Choose a Disability Insurance Company
by Bill Olmsted

If you’re searching for a disability insurance policy, there are several factors you need to consider. Is the policy right for you and your occupation? Which agent are you going to use? Which insurance carrier do you feel most comfortable giving your money to? All of these are important considerations …

Guardian’s Disability Insurance Product - ProVider Plus™
by Gary Fegan

Your biggest asset is your ability to earn a living- If your income stopped due to a disability, would you survive financially? Almost everyone can not- So you need to insure against a disability crippling you financially. You want to obtain the best coverage at the best price from the best carrier! The …

The ProVider Plus Limited
by Jack Le, CLU®

The ProVider Plus Limited policy offered by Guardian through its wholly owned stock subsidiary Berkshire Life Insurance Company of America, is designed to be a less expensive option than Guardian’s premier ProVider Plus product offering while still providing the core terms and provisions that make …

Berkshire Life Insurance Company of America
by Anthony Delvecchio

Structure Berkshire Life Insurance Company of America is a wholly owned stock subsidiary of Guardian Life Insurance Company of America, New York NY. They also maintain autonomy as a standalone insurance company. Berkshire is an independent financial entity responsible for its own claims and liabilities. …

The Guardian Life Insurance Company of America
by Anthony Delvecchio

Certain American businesses can share an appreciation for longevity as a standard of success throughout both the good and bad times of this country's history. One such company with a proven track record of over 150 years is The Guardian Life Insurance Company of America® (Guardian). Though it has not …

Reviewing a Company's Financial Ratings, The Comdex Ranking.
by Anthony Delvecchio

When purchasing a disability insurance policy, the financial strength of the company can be an important factor in your decision. You are ultimately investing in a company to protect you if and when a disability strikes. Since a disability insurance policy is designed to be in force for many years, …

Mutual vs. Stock Life Insurance Companies
by Bill Olmsted

There are two types of insurance companies providing life and disability insurance to their clients. Stock insurance companies have financial pressures that are shorter term than their mutual counterparts. Mutual insurance companies, on the other hand, have the longer term focus of their policyholders …

What To Expect During Underwriting
by Anthony Delvecchio

Your agent has gone over all your options and you are now ready to apply for disability insurance. Now what? What do you as the applicant have to do? Here is what to expect during the underwriting process. 1. Completing the Application You will schedule a time to complete an application with your agent. …