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Physicians and Dentists Articles


Why CRNA's are Leaving the AANA plan for Individual Disability Insurance
by William Olmsted

I’ve received a great number of calls recently due to the AANA association disability policy rate increase. If you’re an AANA member and have the group plan underwritten by New York Life, you’ve just seen your premiums increase substantially. This is typically due to unexpected claims experience within …

Five Reasons Why Resident and First-year Dentists Should Purchase Disability Insurance As Soon As Possible
by Jack Le, CLU

There are five main reasons why resident and first year dentists should purchase individual disability insurance as soon as possible. First Reason. Proof of income is not needed for resident and first-year dentists. Resident dentists can purchase up to $3,500 per month of disability benefits without …

True Own-Occupation Definition of Total Disability for Physicians
by Jack Le, CLU®

Disability insurance is one of the most important types of insurance you as a physician can purchase to protect your flow of income in case of a long-term sickness or injury. When looking into a disability insurance policy, be sure that you are looking for a policy that has the true own-occupation definition …

by Bill Olmsted

If you’re a medical resident, chances are you’ve heard something about protecting your income using a true own-occupation disability insurance policy. You’ve heard that you need to buy something that protects your income in your chosen specialty; that it should have a cost of living adjustment rider; …

by Gary Fegan

An accident or illness can strike at any time- without warning! As a surgeon, are you prepared to have your working career cut short? Can you and your family survive financially if your income were to come to a screeching halt due to a disability? You have studied and worked so hard to become a surgeon …