Disability Insurance for Pathologists
You understand something better than most, a disease does not care what you do for a living. Cancer will strike a pathologist just as easily as it will a plumber. Twenty years has given medicine the opportunity to help many more people survive some of the diseases that used to be a death sentence, and while that is great news, it has also resulted in an even greater need for people to own an individual disability insurance policy to protect their income.
Just because people are better equipped to survive cancer, doesn't mean they are able to bring home a paycheck while going through chemotherapy. The need is greater than ever for this product to protect your income, and to protect your family.
See How Pathologists Set-Up Their Coverage
We offer you two unique tools to help you understand how to buy disability insurance on your own, and to see how people just like you bought their policies. The quote request tool will show you the average premiums other pathologists are paying for a policy who share your age, occupation, income and gender. The other tool on this page will show you how your peer group designs their policy. It takes all the guess work out of buying a policy, and you will see exactly what percentage of your peers chooses each optional rider1, elimination period, benefit period, and more.
Why Pathologists Choose Berkshire
Berkshire offers a disability insurance policy called Provider Choice, that offers three different options to choose from depending on your need for income protection against a sickness or injury. They offer the Premier, Select, and Essential options for the Provider Choice, each version has different options, benefits, and prices. The Premier is the most comprehensive DI policy a pathologist could possibly own, it is designed to pay the most claims dollars in the most claims scenarios. It has what we believe to be the most comprehensive definition of total disability available in the marketplace, as well as the most comprehensive definition of partial disability.
Pathologists also receive competitive rates as you are in occupation class 4M. Class 4M rates receive the same benefits as a physician in class 3M, however the rates are lower. You see everyday the diseases that could cause somebody to be unable to perform the material and substantial duties of their occupation. You also see how a disease will hit anybody regardless of what they do for a living, how much money they make, or even how healthy their lifestyle is. Owning a personal disability insurance policy is a necessity today, and if you have not purchased your own yet, choosing a policy from Berkshire is an excellent choice.
2017-51544 Exp. 12/19