Disability Insurance for Pathologists
You understand something better than most, a disease does not care what you do for a living. Cancer will strike a pathologist just as easily as it will a plumber. Twenty years has given medicine the opportunity to help many more people survive some of the diseases that used to be a death sentence, and while that is great news, it has also resulted in an even greater need for people to own an individual disability insurance policy to protect their income.
Just because people are better equipped to survive cancer, doesn't mean they are able to bring home a paycheck while going through chemotherapy. The need is greater than ever for this product to protect your income, and to protect your family.
See How Pathologists Set-Up Their Coverage
If you use the quote request tool on this page, you will see how every other pathologist client of ours established their disability insurance policy. Not only will you see the average premiums they are paying based upon your same age, gender, and income range....but we will also show you exactly which optional riders they have on their own policies. It is designed to take the guess work out of buying a policy, we find our clients are a lot more comfortable with the buying decision when they see how all of their colleagues bought the same coverage.
Why Pathologists Choose Berkshire
Berkshire offers one of the most comprehensive definitions of total disability a pathologist can have. The Provider Choice policy is one of few policies in the industry to contain medical specialty language in the base policy. It provides true own-occupation coverage to age 65 or 67, and provides pathologists with potential benefits that are payable beyond the benefit period, for life with an optional rider.
Pathologists also receive competitive rates as you are in occupation class 4M. Class 4M rates receive the same benefits as a physician in class 3M, however the rates are lower. You see everyday the diseases that could cause somebody to be unable to perform the material and substantial duties of their occupation. You also see how a disease will hit anybody regardless of what they do for a living, how much money they make, or even how healthy their lifestyle is. Owning a personal disability insurance policy is a necessity today, and if you have not purchased your own yet, choosing a policy from Berkshire is an excellent choice.
Click here for important information regarding the statistics and information displayed on this page.
1. If you choose to have an optional rider on your policy your premium will increase.
2. This benefit is not necessarily protection against increases in the cost of living.
3. Retirement Protection Plus is not a pension plan or a substitute for one.