Help Clients Protect Their Most Valuable Asset: Their Ability to Earn an Income

Disability insurance can be one of the most valuable solutions an advisor brings to a client, yet it is often overlooked until it's too late.

The Guardian Life Insurance Company of America has been a leading provider of individual disability insurance for decades, helping physicians, dentists, attorneys, executives, business owners, and other highly compensated professionals protect their income and financial future.

Use the quote request tool below to generate a personalized Guardian disability insurance illustration. Simply enter your client's information, and a customized quote will be prepared based on their occupation, income, and coverage objectives.

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Why Advisors Choose Guardian Disability Insurance

TRUE OWN-OCCUPATION PROTECTION

Guardian's True Own-Occupation Definition of Total Disability allows clients to receive their full disability benefits, even if they are gainfully employed in another occupation or capacity, with no reduction in benefits.

ENHANCED TRUE OWN-OCCUPATION DEFINITION FOR PHYSICIANS

Designed specifically for physicians, Guardian's Enhanced True Own-Occupation definition recognizes medical specialties and can provide total disability benefits when an injury or illness prevents a physician from performing hands-on patient care or surgical procedures. Physicians may continue working in another capacity, including within their own practice, and still qualify for total disability benefits.

ENHANCED PARTIAL DISABILITY BENEFITS

Many disabilities do not prevent a client from working entirely. Guardian's Enhanced Partial Disability Benefit helps protect income when a disability results in a loss of earnings and can provide benefits sooner and for a longer duration than many policies available today.

If you require additional information or would like to discuss your options in detail, feel free to call (And rest assured, we will never sell your personal info.)

Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY.  True Wealth Strategies is not an affiliate or subsidiary of Guardian.