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Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. JCS Financial Solutions LLC is not an affiliate or subsidiary of PAS or Guardian. 1 Social Security Administration Fact Sheet, June 2022 2 Commissioner's Disability Insurance Tables A and C, assuming equal weights by gender and occupational class. 3 Council for Disability Awareness, The Average Duration of Long-Term Disability is 31.2 Months (Jan. 2016)      https://blog.disabilitycanhappen.org/the-average-duration-of-long-term-disability-is-31-2-months 4 Integrated Benefits Institute, 2018 Health and Productivity Benchmarking, Long-Term Disability.

7559423.1 Exp: 1/30/27