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Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. JCS Financial Solutions LLC is not an affiliate or subsidiary of PAS or Guardian.

1 Social Security Administration Fact Sheet, June 2022
2 Commissioner's Disability Insurance Tables A and C, assuming equal weights by gender and occupational class.
3 Council for Disability Awareness, The Average Duration of Long-Term Disability is 31.2 Months (Jan. 2016)
4 Integrated Benefits Institute, 2018 Health and Productivity Benchmarking, Long-Term Disability.

2023-158987 Exp: 7/20/25