Disability income insurance (DI) is a critical part of a client’s protection portfolio
... but selling it can be an involved process. Our job is to provide you with the knowledge, experience, and service to help make it easy for you and your clients. We can help you:
Identify client opportunities you may be missing
Package and sell a case
Get your case underwritten promptly
Manage your book of business, ensuring additional opportunities are not overlooked
Why work with us?
Product - We offer a broad portfolio of high-quality disability insurance products to meet the needs of professionals, business owners and employers.
Resources - Individual disability income insurance is offered through Berkshire Life Insurance Company of America, a consistent leader in the DI industry. That allows us to leverage experienced professionals and valuable tools to better position you. Our leading-edge technology offers an enhanced customer experience from application to policy ownership, continuing each annual policy review. Add the national presence of Guardian to your agency's local support and you have it all.
24/7 access to your book of business, including policies in underwriting as well as policies in force.
Electronic Application (eApp) / electronic Medical Questionnaire (eMed)
Guardian no longer routinely requires a paramedical exam nor labs A18 through 50, all products / all amounts.
Personalized Policy Review System
In force policy tracking, reminding both your team and your policyholders when opportunities to purchase additional coverage are available.
Strength – Producers and policyholders can rely on us - boasting a track record of strength and stability and Award-winning service (consistent recipient of the DALBAR Insurance Service Awar) ( https://www.dalbar.com/Awards/Winners/107 )
Compensation – A highly competitive compensation package, including up to 17.5% renewals.
If you require additional information or would like to discuss your options in detail, feel free to
call (And rest assured, we will never sell your personal info.)
Registered Representative and Financial Advisor of Park Avenue Securities and Field Representative of Guardian. Opes One is an independent agency authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY, and its subsidiaries and is not an affiliate or subsidiary of Guardian.