9200 Corporate Boulevard, Suite 390
Rockville, MD 20850

Disability Insurance > Privacy Policy

Disability Insurance Quotes
Privacy Policy

Financial Balance Group, LLC has created this Privacy Policy to detail how the information we collect from users is put to use via this application. In this Policy, we describe the information that we collect about you when you use the Online Quote Application and how it may affect you as a user. By using this Application, you agree that your information, including your personal information, will be handled in accordance with this Policy, which is also referenced in our Terms of Use section.

Information We Collect About You

Through this Application, we may collect information directly from you in order to better serve you on this web page. We may collect personal information, such as your name, contact information, age, email address, or other information while using the Application. This information will be provided by the user at their discretion during their use of the web page. Information may also be collected automatically through the use of cookies and other online tracking methods. A cookie is a small piece of data sent from a website that is stored in a user's web browser while the user is browsing the web page. Through the use of these technologies we may record your browser type, operating system, interactions with our application, links you follow, your IP address, web pages you view, and the length of time you spend on our web page. We may combine this information with other information we collect from you. Please see our section below on "Cookies and Tracking Devices" for more information about these processes.

How Do We Use Your Information?

We primarily use your information to provide our services to you, to respond to your inquiries, and to notify you of items that we believe would be of interest to you. We use your information for a variety of other purposes, such as to provide products and services to you, communicate with you, customer service, marketing and advertising that may be of interest to you, to tailor content to you, and to better improve our Application.

Sharing Your Information

We may share certain information about you, including personal information, with service providers and affiliates. Financial Balance Group, LLC may also share your information in regards to business transfers involving the company, responses to legal process, investigatory purposes to protect against illegal activity or other harmful actions, and to make some information become anonymous.

Cookies and Other Tracking Technologies.

We and our third party service providers may use cookies, web beacons, Flash LSOs, and similar technologies to track user activity and collect website and Application data. We may combine this data with any other data, including personal data, which we have collected from you.


We and our third party service providers use cookies on our web page to better tailor information and facilitate your ongoing use of our Application. There are two types of cookies we use: session-based and persistent cookies. In addition, we also allow vendors to use cookies (or other tracking) on our Application.

Disabling Cookies.

You may choose the type of cookies that are enabled for this Application to use by selecting the specifications in your web browser. Visitors to our Application who disable their web browsers' ability to accept cookies will be able to use the Application, but certain features may not work properly if you disable cookies. Users of our Application will not be able to disable tracking about their use of our Application, but may disable location tracking and push notifications.

Clear GIFs, pixel tags and other technologies.

A Clear GIF is a transparent image which hold similar functions to that of cookies. We may use these functions to run our Application. These Clear GIFs may track activities of the Application users, help us manage our content, and compile statistics about web page usage. We may also use these tools in emails to our customers.

Third Party Analytics.

We sometimes use automated devices and Applications, including Google Analytics, in order to evaluate usage of our web page and Application. We may also use other means of automated devices to keep the functionality of the Application. We use these tools for improvement purposes and for better user experiences. We do not share your personal information with these third parties.

Notice to Non-U.S. Persons

Our web page and Application is located in the United States. Any information you submit will be transferred to and stored in the United States. By using our web page and Application functions, you consent to this transfer.

How Secure Is Information About Me?

Proper precautions have been taken through commercially reasonable means in order to protect this Application and the information that we collect. This is to prevent any misuse or unauthorized access that may harm you or your device being used to access this Application. No security measures can be 100% effective every time.

Information that is lost or stolen is not our responsibility so please take the necessary precautions to ensure your own privacy. Take steps to protect against unauthorized users by creating difficult passwords, signing off from public computers after usage, and keeping your password private.

What Choices Do I Have?

You have the option of receiving promotional emails or opting-out. If you wish to opt-out, please do so by following the given link in the emails we send you. Please note that it may take up to 10 business days for us to process opt-out requests. If you choose to opt-out, e-mails in regards to your account or any services you have requested may be sent in order to ensure proper customer service.

Terms of Use

Your use of our web page and its functions is subject to this Policy and our Terms of Use agreement, which encompasses all disputes and includes applicable limitations on damages and how disputes are resolved.

Contact Us

If you have any questions, comments or concerns regarding this Policy, please contact us at: scrawford@disabilityquotes.com.

Children Under 13

This site and Application are not meant for persons under thirteen (13) years of age.

Changes to this Policy

We may change our policy at our discretion periodically and will post any changes to our site. Please check back frequently for any provision changes that may occur.

2018-52446 Exp. 01/20