Tool Disclaimer Statement
Individual disability income products are issued by Berkshire Life Insurance Company of America, 700 South Street, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America ("Guardian"), New York, NY. Guardian distributes disability insurance products through its general agencies throughout the United States. This web site was created and its maintained by the Mid-Atlantic Agency of Guardian (doing business as "Financial Balance Group LLC"). Disability Insurance Quotes, is a DBA, and is the brokerage arm of Financial Balance Group LLC, ("Financial Balance Group"). Financial Balance Group is a general agency that owns and operates DisabilityQuotes.com. Several other of Guardian's general agencies selling individual disability insurance products compensate the Mid-Atlantic Agency to use DisabilityQuotes.com to help sell and administer their disability insurance business. Financial Balance Group, Disability Insurance Quotes, and the Mid-Atlantic agency are not subsidiaries or affiliates of Guardian. The data presented in the DisabilityQuotes.com system concerning the purchasing decisions, demographics and other information concerning policyholders is solely derived from sales of disability income products from agencies using the DisabilityQuotes.com website. While information concerning the coverage purchased by other consumers may help inform your decision, we encourage you to discuss your particular insurance needs with your broker or agent to ensure that you consider the optimal coverage for your circumstances.