Secure a Disability Insurance Policy with Permanent Discounts of up to 20%

UCSF Dental Graduates and current Dental Residents are eligible for a special offer.

A True-Own Occupation, Non-Cancellable, and Guaranteed Renewable disability insurance contract.

  • You will also receive a student/resident discount on individually owned disability insurance policies with Guardian, the leading provider of dentists' disability coverage.

BENEFITS OF A GUARDIAN DISABILITY POLICY - WHY IS CONTRACT LANGUAGE IMPORTANT?  

  • Enhanced True Own-Occupation Definition of Total Disability: You'll receive full disability benefits even if you're working in another capacity - no reduction in benefits. 
  • Enhanced Partial Disability Benefits: More benefits and a longer duration than most in the industry. 
  • Non-cancellable and guaranteed renewable policy: No changes to the premium schedule, monthly benefits, or policy benefits up to age 65/67/70 unless you make changes. 
  • Elimination Period Satisfaction: There are multiple options to satisfy your Elimination Period if you want to return to work sooner.  (Unique in the industry!) 
  • Award Winning Claims Department 
  • Customize your policy online: After completing our form above, choose from several options.

Get a Disability Insurance quote in seconds.

It's that simple.

Are You A Medical/Dental Student, Resident, or Fellow?
Are You Finished Training Within 12 Months?
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With this program, Kelly can get you a True-Own Occupation, Guaranteed Renewable, and Non-Cancellable policy. 

Contact Information

If you require additional information or would like to discuss your options in detail, feel free to call (And rest assured, we will never sell your personal info.)

Kelly Eng, CFA

(808) 809-9921 | Kelly.Eng@WestPacWealth.com
California Insurance License #0M18376

Kelly is a Field Representative of The Guardian Life Insurance Company of America and a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS).

7547854.1 Exp: 1/30/27