Personal Disability Insurance with Permanent Discounts Up to 25%

Enrolling at UFCD entitles you to a student/resident discount on an individually owned disability insurance policy with The Guardian Life Insurance Company of America. Guardian has been one of the leading providers of disability policies for dentists and specialists for just under seventy years.

Benefits of a Guardian Disability Policy for Dentists

  • True Own-Occupation Definition of Total Disability allows you to receive your full disability benefits, even if you’re gainfully employed in another occupation or capacity — with no reduction in benefits.

  • Enhanced Partial Disability Benefits deliver more benefits, sooner, and for a longer duration than most in the industry.

  • You can customize your policy online by choosing from several options after completing the form below.

Get a Disability Insurance quote in seconds.

It's that simple.

Are You A Medical/Dental Student, Resident, or Fellow?
Are You Finished Training Within 12 Months?
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Why Now?

  • Disability insurance for dentists and specialists is based on your medical history.

  • Applying for a policy requires you to answer a medical questionnaire and have your medical records reviewed.

  • It’s wise to obtain a policy before a potential medical condition prevents you from doing so in the future.

  • Remember, you are NEVER going to be YOUNGER than you are today, and your quote is based on your age and health TODAY!

New Professional Benefits

  • Exclusive permanent discounts apply now and subsequently eligibility expires shortly after graduation.

  • Select your matched specialty for additional discounts ~20%

Inquire about unique circumstances

  • Future military service, heading to a military residency?

  • Pre/post partum underwriting for women

  • Practice owners and 1099 contractors' financial considerations

  • How does this personal coverage work if I'm going to work in corporate?

Contact Information

If you require additional information or would like to discuss your options in detail, feel free to call (And rest assured, we will never sell your personal info.)

Florida Medical Advisors is not an affiliate or subsidiary of Guardian. Registered Representatives and Financial Advisors of Park Avenue Securities and Financial Representatives of Guardian.

8811250.1 Exp: 3/10/28