Don't See Your Program Above?
Already checked and still have questions? I'm here to help:
I'll verify whether Guardian is currently offering a GSI option at your school, a discounted underwritten option, or a fully underwritten path—and we'll make sure you're using the strongest option available.
For a full explanation of how Guardian GSI works—including eligibility rules, timing considerations, and coverage details—read the MDGSI Buyer’s Guide.
What Happens After You Submit?
- ✅ Get your quote immediately displayed.
- ✅ We reach out (usually same day) to confirm your hospital, eligibility, and next steps.
- ✅ You're under no obligation—this is just an estimate.
Why Physicians Prefer This Disability Plan
- ✔️ Industry-leading own-occupation definition tailored for doctors
- ✔️ Guaranteed Standard Issue (GSI): no medical exam or health questions
- ✔️ Locked-in GSI discounts that remain for the life of the policy
- ✔️ Future Increase Option up to $15,000/month without reapplying
- ✔️ Paperless application—fast and reliable
⭐ Trusted by physicians at residency and fellowship programs nationwide
Frequently Asked Questions
Who is eligible?
Residents and fellows at institutions where Guardian offers a GSI program. If you're unsure whether Guardian is offering a GSI disability insurance option at your school, check your eligibility status above.
Why do you need to know my institution?
Guardian's GSI disability insurance availability varies by institution. We ask for your training location solely to determine which Guardian options may be available to you. The institutions themselves do not offer, administer, or endorse this insurance—Guardian does. We use institutional names only to identify location-specific program availability.
Any medical exam required?
No. This is Guardian's Guaranteed Standard Issue program—no health questions or exams necessary.
What is the policy type?
Guardian's Provider Choice policy offers an enhanced own-occupation definition for physicians.
What happens after submission?
Your quote appears instantly, and we follow up personally—no pressure, no cost.
Can I apply with another insurance company first?
No—if you apply for medically underwritten disability coverage with another carrier before using Guardian's GSI option, you will be permanently ineligible for GSI. Always secure your Guardian GSI policy first if you're eligible.
How much does this cost, and are discounts included?
Guardian offers GSI discounts of up to 30%, and many physicians in training see premiums starting between $50 and $75 per month. These discounts are locked in for the life of the policy—even after graduation.
