Disability income insurance is designed to protect one of your most important assets, your continued ability to bring home an income. While 90% of all long-term disabilities are the result of an illness2, many occupations have duties that have more specific needs. A dentist may be more prone to back issues, a teacher needs to be able to stand in front of a class and a surgeon must have full use of his or her hands. Some people need to be able to travel and some people could do their jobs from home.

We established this website to address the important factors for your occupation, and to show you how the Provider Choice disability insurance contract can meet those needs. As you can tell from the list of categories below Guardian1 only sells policies to people in white-collar and medical occupations. They have been a market leader in individual disability insurance for a few decades now, and we don't think there is a single competitor who can say they have a more comprehensive policy than Guardian1.


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If you’d prefer to talk to someone, we welcome your call at (240) 848-5552 during regular business hours. (And rest assured, we will never sell your personal info.)

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1Individual disability income product is underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.

2022-140682 Exp: 7/26/24