To say that we specialize in disability insurance for physicians is an understatement, half of Guardian's¹ sales are to the medical community. The "Core" of the Provider Choice policy is a true own-occupation definition of total disability with language specifically for physicians built into the policy not available anywhere else. Guardian¹ has been a top choice for personal disability insurance for doctors for several decades now, and we make the process of obtaining their high-end Provider Choice policy very convenient.

Working with us you can;

Getting Every Available Discount

Technically every agent in the country offers the exact same rate for a Guardian¹ disability insurance policy. Having said that, all agents are not created equal! We maintain an extensive list of discounts we can use to help you reduce the cost whenever possible. There are discounts available from state medical associations, hospitals, and private practices all across the country that we can use to help you reduce the cost of your disability income policy.

Why Doctors Choose Guardian¹ Disability Insurance

Guardian rose in popularity in the medical community in the late 1990s because they were one of the last companies offering physicians a true own-occupation definition that protected you in your medical specialty. That has never changed with Guardian, and while years later other companies also offer that provision now, Guardian has that and so much more in their Provider Choice policy. Guardian offers doctors;

¹Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.