Need Help Finding Your Occupation on our Website?

Guardian's disability insurance product is geared towards white-collar occupations. They also offer coverage to some grey-collar occupations as well. While we do not have a dedicated page for every occupation that Guardian covers, we do have pages for the most popular occupations buying policies from us. Please also use the search function to help locate a page for your occupation if you want to learn more about how well Guardian's Provider Choice policy fits your occupation.

You can also use the disability insurance calculator below to see if your occupation is listed. That is probably the most extensive list of occupations we can offer to see if Guardian will provide coverage.

Provider Choice Disability Insurance Options

If your occupation is considered white-collar, odds are excellent that Guardian can make you an offer to protect your income. Depending on your age, gender, income, health history, and occupation, we would probably advise you to choose one of the three options below;

• Premier
• Select
• Essential

Premier

This option has all of the bells and whistles. If you can pay for this policy, you can rest assured that you have the most comprehensive disability income insurance protection available today. No other company can offer a better contract with more comprehensive benefits than the Premier option of Provider Choice.

Select

This is a great policy, and quite frankly, we sell more of it than we do any other option to people we meet online. It has the same strong foundation as the Premier option but a bit fewer bells and whistles. Not every occupation may need true own-occupation benefits or the enhanced version of the partial disability rider.

Essential

This is a budget version for people who want to protect against worst-case scenarios. We tend to sell it to white-collar occupations that must focus more on fitting it into their budgets.