The Reason Sales Professionals are One of our Easiest Sales
You are here because you are thinking about getting disability insurance for yourself, and odds are it is also because you want to protect your family. There is one major difference between Guardian's* disability insurance and our closest competitors that is a massive benefit to sales professionals. Once you understand what it is, and how much additional money it could mean to you and your family you just won't buy anything else to protect your income.
A Recovery Benefit
You are buying disability insurance to protect your source of income, your continued ability to go to work every day. Statistics show 90% of long-term disability claims are caused by an illness, not by an accident2. Regardless of the kind of sales you are in, imagine how long it took you to achieve the level of success you have right now. Then ask yourself how long it would take to get back to this level if you were disabled for 2.5 years (the average length of a claim)1. The point is when people start to recover it doesn't happen all at once. Nobody waves a magic wand to heal them. It takes a long time for the majority of people to physically recover. Many of our competitors stop paying benefits once you have physically recovered. If you have the Enhanced Partial Disability Benefit Rider, Guardian keeps paying you until you financially recover!
Your illness claim may have only lasted for 2.5 years, but it may take 3 times that long until you financially recover. You are buying disability insurance to protect your income, and if a sickness or injury prevents you from working for 2.5 years, but it takes another 10 to recover financially Guardian will keep paying you, unlike our competition.