What Are The Next Steps
Customize Your Disability Insurance Quote
The calculator on this page allows you to choose any amount up to the maximum available based upon your income. You will also be provided with an agent who is available to run custom options for you. The majority of our clients do spend some time on the phone reviewing all of their options, but you do have the ability on this website to run your own quote and apply online without talking to an agent.
Applying For Your Policy
Once you know how much you need, just fill out a disability insurance application online. We provide a link to your application on the confirmation page and will email you one as well. The amount of coverage you select will determine the underwriting requirements.
How Long Does It Take?
It normally takes about a month to secure a policy from the day you complete an application. You will have one dedicated person assigned to help walk you through the entire process.
1Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly-owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.