Provider Choice Disability Insurance Policy

The individual disability income insurance product available through Berkshire is the Provider Choice. This page offers you a detailed brochure of the benefits of the Provider Choice, as well as an annotated specimen policy. This policy is among the most comprehensive policies available to a physician, dentist, or white-collar professional today. It offers a true own-occupation definition of total disability and an enhanced partial disability benefit rider that does not require a loss of time or duties to pay a claim. The Provider Choice disability insurance policy through Berkshire Life was designed to be one of the most comprehensive levels of protection a professional can buy to pay the most claims in most claims scenarios.

The number one reason people purchase DI protection is to protect their families. If you understand that your ability to continue earning an income is your most valuable asset, you will not want to get the cheapest version of disability insurance.

Provider Choice Disability Insurance - The Intelligent Choice

This brochure does an excellent job of explaining the most critical aspects and competitive advantages of the Provider Choice disability insurance policy.

Specimen Disability Insurance Policy

This is an actual specimen policy of Provider Choice¹. The specimen policy shows the actual language in a sample policy and the sample language in every possible optional rider available to you. Remember, a disability insurance policy is a legal contract, and there are almost unlimited ways to become sick or injured to trigger benefits. So, the language in the policy matters. This policy was designed to pay the most claims in the most claims scenarios. If you are in a white-collar or white-coat occupation, the Provider Choice policy is among the best disability insurance contracts available today.