What would happen if you had an accident or got sick and couldn't work for a while? It happens more than you think:
1 in 4 working Americans will miss up to 3 months of work due to illness, injury, or pregnancy during their career.
More than 25% of today's 20-year-olds will be out of work for a year or longer before they reach retirement age.
A 35-year-old male has a 19% chance of being out of work due to sickness or injury for at least 90 days prior to age 65. 34% of these disabilities will last at least 2 years, and almost 22% of them will last at least 5 years.
Common causes of disability are conditions such as the knee, shoulder, back injury, heart disease, cancer, digestive disorders, and depression.
The Financial Impact
Your income is the most valuable thing you have. Consider the ages and incomes in the table below. A 40-year-old making $6,000 per month would lose over $1,800,000 in income by the time they were 65.
Do you have anything else you own worth almost $2,000,000 that you wouldn't insure?
Potential Loss of Income
Age When Disabled
In ONE year, you would lose
In TWO years, you would lose
In THREE years, you would lose
In FOUR years, you would lose
Get a disability insurance policy to protect your income.
Use the instant quote tool on this page to see what various amounts of coverage would cost. We'll show you the maximum amount you qualify for based on your occupation and income, as well as a few other options.
You can then talk with our licensed and experienced agents to custom design a plan that fits your budget and protects your paycheck. We've worked with over 100,000 professionals across the country, and all our agents have at least a decade worth of experience designing disability insurance plans for clients.