Instant Disability Insurance Quote


Click here for important information regarding the information displayed here.

Protect Your Paycheck

The Need

What would happen if you had an accident or got sick and couldn't work for a while? It happens more than you think:

  • 1 in 4 working Americans will miss up to 3 months of work due to illness, injury or pregnancy during their career.
  • More than 25% todays 20 year olds will be out of work for a year or longer before they reach retirement age.
  • A 35 year old male has a 19% chance of being out of work due to sickness or injury for at least 90 days prior to age 65. 34% of these disabilities will last at least 2 years, and almost 22% of them will last at least 5 years.
  • Common causes of disability are conditions such as knee, shoulder, back injury, heart disease, cancer, digestive disorders and depression.

The Financial Impact

Your income is the most valuable thing you have. Consider the ages and incomes in the table below. A 40 year old making $6,000 per month would lose over $1,800,000 in income by the time they were 65.

Do you have anything else you own worth almost $2,000,000 that you wouldn't insure?


Potential Loss of Income
Age when disabled
25
30
40
50
Monthly Income
$2,000
$4,000
$6,000
$8,000
In one year you would lose
$24,000
$48,000
$72,000
$96,000
In two years you would lose
$48,000
$96,000
$144,000
$192,000
In five years you would lose
$120,000
$240,000
$360,000
$480,000
By age 65 you would have lost   
$960,000
$1,680,000
$1,800,000
$1,440,000

The Solution

Get a disability insurance policy to protect your income.

Use the instant quote tool on this page to see what various amounts of coverage would cost. We'll show you the maximum amount you qualify for based on your occupation and income, as well as a few other options.

You can then talk with our licensed and experienced agents to custom design a plan that fits your budget and protects your paycheck. We've worked with over 100,000 professionals across the country, and all our agents have at least a decade worth of experience designing disability insurance plans for clients.


1 U.S. Social Security Administration, Disability and Death Probability Tables for Insured Workers Born in 1997, 2017

2 Disability based on 1985 CIDC. 1985 CIDC is the most current morbidity table for individual disability claim incidence adopted by most State Departments of Insurance

2018-59167 Exp 5/1/20