Guardian Disability Insurance for Ophthalmologists

While cataract surgery and glaucoma treatments may be outpatient procedures, your risk of a long-term disability is also related to your eyes, hands, and being able to stay on your feet for extended periods of time. Your income is likely tied to your ability to perform specific procedures.

Most long-term disabilities are actually illness claims, and cancer, stroke, or heart diseases do not care what you do for a living. It is never too late to protect your most important asset, your continued ability to earn an income as an ophthalmologist.

Please use the calculator below to generate an instant Guardian disability insurance quote with medical specialty own-occupation protection for an ophthalmologist.

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Are You A Medical/Dental Student, Resident, or Fellow?
Are You Finished Training Within 12 Months?
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Are You Still in Training?

If you are still in your ophthalmology residency or fellowship program, purchase your policy while you are in training. Your hospital likely offers Group LTD, but you will lose it after you graduate. A personal policy is portable and will stay with you during your entire career. There are three advantages to buying your personal policy while in training.

  • You will receive a 10% student/resident discount that continues for the life of the policy. Your total discounts can be up to 30%.
  • Your rates are based on your age at the time you apply, and are permanently locked in. You will never be younger than you are today.
  • Depending on your hospital, you may be eligible for Guardian’s (Guaranteed Standard Issue) GSI disability insurance offer. Eligible trainees can get full coverage with no medical questions asked, and coverage for any pre-existing medical conditions.

There is simply never a better time to buy your personal disability insurance than when you are still training as an ophthalmology resident or fellow.

Why choose Guardian for your disability insurance policy?

Guardian has been a market leader in the personal disability insurance marketplace for physicians since the late 1990s. When many other carriers stopped offering medical specialty own-occupation disability insurance to physicians, Guardian never did. We remained loyal to the medical community, and now that some competitors have returned to the DI marketplace, our product is one of the most comprehensive levels of disability income insurance protection an ophthalmologist can own.

Ophthalmologists have competitive rates with Guardian because you are in their 4M occupation class. Not only will you have one of the most comprehensive levels of protection policy because of the policy benefits, but it is also competitively priced for your medical specialty.

8861413.1 Exp: 4/15/28