A disability of a key employee can have significant consequences on the productivity of the business, not to mention the welfare of the valued employee.
Typical covered expenses are: rent, utilities, employees' salaries, insurance premiums, and other deductible expenses.
A healthy disability buy-out insurance agreement should contain provisions that anticipate the future needs of a business.
As such, many lenders are now also requiring that an individual insure their loan payments in the event that they become disabled and cannot meet their loan payment obligations.
2023-156033 Exp: 5/15/25
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