A healthy disability buy-out insurance agreement should contain provisions that anticipate the future needs of a business.
As such, many lenders are now also requiring that an individual insure their loan payments in the event that they become disabled and cannot meet their loan payment obligations.
Typical covered expenses are: rent, utilities, employees' salaries, insurance premiums, and other deductible expenses.
A disability of a key employee can have significant consequences on the productivity of the business, not to mention the welfare of the valued employee.
It is one of the most difficult types of insurance to obtain. It’s also one of the most necessary. Disability insurance is the only type of insurance that protects your most valuable asset-- your...
The Serious Illness Supplement Benefit is an endorsement to your disability policy that pays an additional 50% of your monthly disability benefit if your total disability was solely due to cancer,...
The Unemployment Waiver of Premium Rider is an optional rider that waives your premium payments for your disability insurance during a period of unemployment.
What would happen to that funding if you were to become disabled and your income stopped coming in? How would you continue to fund your retirement account?
This is one of the most popular optional riders for Guardian disability insurance for first year physicians, and other new young professionals.
2020-99454 Exp: 4/1/22
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